The Canada Revenue Agency (CRA) releases annual payment schedules for various government benefits, including the Canada Pension Plan (CPP), Old Age Security (OAS), Canada Workers Benefit (CWB), the Canada Carbon Rebate (formerly CAIP), and the GST/HST credit. Staying informed about these dates ensures you receive payments on time and can manage your finances effectively.
Whether you’re a retiree relying on CPP and OAS, a worker eligible for CWB, or a household receiving GST/HST credits, this guide will help you stay updated with the 2025 CRA benefit payment schedule.
Payment Dates for CPP, OAS, CWB, CAIP, GST & HST From CRA
| Benefit Program | Payment Dates (2025) | Eligibility & Details |
|---|---|---|
| Canada Pension Plan (CPP) | Jan 29, Feb 26, Mar 27, Apr 28, May 28, Jun 26, Jul 29, Aug 27, Sep 25, Oct 29, Nov 26, Dec 22 | Monthly payments for eligible Canadians who have contributed to CPP. |
| Old Age Security (OAS) | Jan 29, Feb 26, Mar 27, Apr 28, May 28, Jun 26, Jul 29, Aug 27, Sep 25, Oct 29, Nov 26, Dec 22 | Monthly payments for Canadians aged 65 and older. |
| GST/HST Credit | Jan 3, Apr 4, Jul 4, Oct 3 | Quarterly payments to help lower-income individuals and families offset GST/HST costs. |
| Canada Workers Benefit (CWB) | Jan 10, Jul 11, Oct 10 | Refundable tax credit for low-income workers. |
| Canada Carbon Rebate (formerly CAIP) | Jan 15, Apr 15, Jul 15, Oct 15 | Quarterly payments to offset carbon tax costs. |
Source: CRA Official Website
Staying updated on CRA benefit payment dates is essential for managing your finances effectively in 2025. Whether you’re a retiree, worker, or low-income household, knowing when to expect your payments ensures you stay financially prepared.
For the most up-to-date information, always refer to the CRA’s official benefit payment schedule.
Pro Tip: Set up direct deposit with CRA to receive payments quickly and securely!
Also Check: Tips on Studying in Germany from DAAD Scholars: Join Online Event!
Payment Dates for CPP, OAS, CWB, CAIP, GST & HST From CRA Benefits & Payment Dates in 2025
Each year, millions of Canadians rely on government benefit payments to support their financial well-being. These benefits range from retirement income (CPP, OAS) to tax credits for lower-income individuals and families (CWB, GST/HST credit).
Knowing the payment dates helps you plan your finances and ensures you’re prepared for when these funds are deposited.
Canada Pension Plan (CPP) Payment Dates 2025
The Canada Pension Plan (CPP) is a monthly benefit for Canadians who have contributed to CPP during their working years. This includes CPP retirement benefits, CPP disability benefits, and survivor benefits.
CPP Payment Schedule 2025
- January 29, 2025
- February 26, 2025
- March 27, 2025
- April 28, 2025
- May 28, 2025
- June 26, 2025
- July 29, 2025
- August 27, 2025
- September 25, 2025
- October 29, 2025
- November 26, 2025
- December 22, 2025
Important Note: If you haven’t received your CPP payment on the expected date, allow up to 48 hours before contacting Service Canada.
Payment Dates for CPP, OAS, CWB, CAIP, GST & HST From CRA: Old Age Security (OAS) Payment Dates 2025
The Old Age Security (OAS) program provides monthly payments to Canadians aged 65 and older. Payments are automatic if you are eligible, but you should confirm your enrollment with Service Canada.
OAS Payment Schedule 2025
- January 29, 2025
- February 26, 2025
- March 27, 2025
- April 28, 2025
- May 28, 2025
- June 26, 2025
- July 29, 2025
- August 27, 2025
- September 25, 2025
- October 29, 2025
- November 26, 2025
- December 22, 2025
Did You Know? If your income is above a certain threshold, your OAS benefits may be partially or fully clawed back through the OAS Recovery Tax.
Goods and Services Tax (GST/HST) Credit Payment Dates 2025
The GST/HST Credit is a tax-free quarterly payment that helps low- and moderate-income Canadians offset the cost of GST and HST.
GST/HST Credit Payment Schedule 2025
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
Tip: If your 2023 tax return is filed on time, your 2025 GST/HST credit payments will be processed without delays.
Payment Dates for CPP, OAS, CWB, CAIP, GST & HST From CRA: Canada Workers Benefit (CWB) Payment Dates 2025
The Canada Workers Benefit (CWB) is a refundable tax credit designed to support low-income workers.
CWB Payment Schedule 2025
- January 10, 2025
- July 11, 2025
- October 10, 2025
How to Qualify? If your annual income is below a certain threshold, you may qualify for CWB payments. The amount varies based on family size and income level.
Canada Carbon Rebate (Formerly Climate Action Incentive Payment – CAIP) 2025
The Canada Carbon Rebate (formerly CAIP) provides quarterly payments to help Canadians offset the cost of carbon pricing.
Canada Carbon Rebate Payment Schedule 2025
- January 15, 2025
- April 15, 2025
- July 15, 2025
- October 15, 2025
Who Gets It? Residents of Alberta, Saskatchewan, Manitoba, Ontario, New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland & Labrador automatically receive this payment.
Also Check: What are The Benefits of Senior Card Australia 2025: Check Eligibility Criteria and Payment Amount!
Payment Dates for CPP, OAS, CWB, CAIP, GST & HST From CRA (FAQs)
What should I do if I don’t receive my payment on time?
If your payment is delayed, wait at least 48 hours before contacting Service Canada or CRA. Ensure your banking information is up to date.
How can I check my payment status?
You can check your payment status through the CRA My Account portal or by calling CRA at 1-800-959-8281.
Do I need to apply for these payments?
CPP & OAS: Automatic if eligible, but confirm enrollment.
GST/HST & CWB: Based on tax return filing.
Canada Carbon Rebate: Automatic if residing in eligible provinces.
Are CRA payments taxable?
CPP & OAS payments are taxable.
GST/HST, CWB, and Canada Carbon Rebate are tax-free.
