The buzz around a Government Scheme offering ₹10,000 per month to women has sparked excitement across India. But is there really a scheme providing such a significant monthly allowance? As of March 16, 2025, there is no nationwide scheme by the Indian government granting women ₹10,000 monthly. However, various state governments have introduced impactful financial assistance programs aimed at women’s empowerment. Let’s dive deep into these initiatives, their benefits, and how you can apply!
Government Scheme
| Feature | Details |
|---|---|
| Scheme Name | Subhadra Yojana (Odisha), Lakshmir Bhandar (West Bengal), Mukhyamantri Mahila Utkarsh Yojana (Gujarat), Mahila Samman Savings Certificate, Moovalur Ramamirtham Ammaiyar Scheme (Tamil Nadu) |
| Monthly/Annual Benefit | Ranges from ₹500 to ₹1000 per month; Odisha offers ₹10,000 per year in two installments |
| Target Audience | Women (specific age groups, social categories, students, and entrepreneurs) |
| Official Website | myScheme Portal |
| States Covered | Odisha, West Bengal, Gujarat, Tamil Nadu |
| Application Mode | Offline (local government offices), Online (state portals, Mo Seba Kendras, CSCs) |
| Eligibility Criteria | Varies by scheme – income levels, caste, age, education |
While there is no single scheme offering ₹10,000 per month directly to all Indian women, several state-specific schemes and savings programs provide substantial financial assistance, ranging from ₹500 to ₹1000 per month or interest-free loans. Each program is tailored to empower women based on their region, social standing, and professional aspirations. To benefit, it is crucial to check the official eligibility criteria and apply through verified portals like the myScheme platform.
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Government Scheme: Breaking Down Major Women Financial Assistance Schemes in India
1. Subhadra Yojana (Odisha)
Odisha’s government launched the Subhadra Yojana on September 17, 2024, targeting women aged 21 to 60 years. The scheme is designed to empower women financially by providing an annual assistance of ₹10,000, paid in two installments:
- ₹5000 on Raksha Bandhan
- ₹5000 on International Women’s Day
Over 5 years, a woman can accumulate up to ₹50,000.
How to Apply:
- Collect forms from Anganwadi Centres, Block Offices, Urban Local Bodies, Mo Seba Kendras, or Common Service Centres (CSCs).
- Submit identity proof, age proof, and bank account details.
Visit Official Source
2. Lakshmir Bhandar Scheme (West Bengal)
Lakshmir Bhandar is one of West Bengal’s flagship welfare schemes aimed at improving the financial security of women.
Benefits:
- ₹500 per month for general category women
- ₹1000 per month for SC/ST women
Eligibility:
- Resident of West Bengal
- Aged between 25 and 60 years
- Must not be an income taxpayer
Application:
- Apply through Duare Sarkar Camps or local government offices.
Official Website
3. Mukhyamantri Mahila Utkarsh Yojana (Gujarat)
This Gujarat-based scheme focuses on women entrepreneurs by offering interest-free loans of up to ₹1 lakh.
Key Features:
- Collateral-free loan
- 5-year repayment period
- Training & skill development support
Who Can Apply:
- Women’s self-help groups (SHGs)
- Individual women entrepreneurs
Application forms are available at local government offices and SHG federations.
More Info Here
4. Mahila Samman Savings Certificate (Pan India)
While not a direct monthly payout, the Mahila Samman Savings Certificate is a safe savings option with excellent returns for women.
Features:
- Deposit limit: Up to ₹2 lakh
- Interest Rate: 7.5% p.a.
- Tenure: 2 years
- Partial withdrawals allowed after 1 year
Available at Post Offices and authorized banks across India.
Detailed Guide
5. Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme (Tamil Nadu)
Revamped in 2022-23, this scheme supports higher education for girls who completed their schooling in government schools.
Benefits:
- ₹1000 per month till graduation
Eligibility:
- Girls who studied from 6th to 12th standard in Tamil Nadu government schools
- Enrolled in regular college courses
Applications can be made through the Tamil Nadu Social Welfare Department website.
Visit TN Official Site
Government Scheme Practical Advice: How to Check Eligibility & Apply
Step 1: Identify which scheme fits your criteria (age, income, education, state).
Step 2: Gather essential documents:
- Aadhaar Card
- Domicile Certificate
- Income Certificate
- Bank Account Details
- Caste Certificate (if applicable)
Step 3: Visit the official website or local administrative offices. Some states allow online applications; others require physical form submission.
Step 4: Track your application status on state portals or by contacting officials.
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Government Scheme (FAQs)
Is there any central scheme providing ₹10,000 per month to all women?
No. Currently, there is no nationwide scheme offering such a benefit. However, state-specific programs offer financial assistance.
How much money is provided under Subhadra Yojana?
Women receive ₹10,000 per year in two installments (₹5000 each).
Can women from any state apply for West Bengal’s Lakshmir Bhandar scheme?
No. Only permanent residents of West Bengal are eligible.
Are loans under Gujarat’s Mukhyamantri Mahila Utkarsh Yojana interest-free?
Yes, they are completely interest-free and collateral-free.
Where can I invest in the Mahila Samman Savings Certificate?
You can invest at any Post Office or authorized bank across India.
