PM Awas Yojana: Apply for Housing Scheme via Mobile, Survey Open Until March 31, Check Eligibility

The Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India to provide affordable housing for all. The initiative aims to help urban and rural households, particularly those from economically weaker sections, to own pucca (permanent) houses.

Currently, the government is conducting a survey to identify eligible beneficiaries, and the application process is open until March 31, 2025. If you are looking to own a home under this scheme, here’s everything you need to know about eligibility, how to apply via mobile, and key benefits.

PM Awas Yojana

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What is PM Awas Yojana (PMAY)?

The PMAY scheme was launched in 2015 with the vision of achieving “Housing for All” by 2022. However, the government has extended the initiative due to high demand. Under PMAY, eligible beneficiaries can receive a credit-linked subsidy on home loans, making housing more affordable.

PMAY is divided into two categories:

1. PMAY-Urban (PMAY-U) – For urban households.
2. PMAY-Gramin (PMAY-G) – For rural households.

The scheme operates under a Credit Linked Subsidy Scheme (CLSS), which provides interest subsidies ranging from 3% to 6.5% based on income category.

PM Awas Yojana Eligibility Criteria: Who Can Apply?

To qualify for Pradhan Mantri Awas Yojana, applicants must meet specific criteria based on their income level:

Income-Based Classification

Other Eligibility Criteria

1. No prior ownership: The applicant or their immediate family should not own a pucca house anywhere in India.
2. No prior government benefits: The applicant should not have availed benefits from any previous government housing scheme.
3. Family Definition: The family should include the husband, wife, and unmarried children.
4. Aadhaar Mandatory: Aadhaar verification is required to apply for the scheme.

Tip: If you are unsure about your eligibility, you can check it on the PMAY official website.

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How to Apply for PM Awas Yojana Online Using Your Mobile?

Applying for PMAY is easy, and you can complete the entire process on your mobile phone. Follow these step-by-step instructions:

Visit the Official PMAY Website

Go to the PMAY Urban portal:
https://pmaymis.gov.in

Click on “Citizen Assessment”

1. On the homepage, select the “Citizen Assessment” option.
2. Choose one of the two options:
   • “For Slum Dwellers”
   • “Benefits under 3 Components” (for non-slum dwellers)

Enter Your Aadhaar Number

1. Provide your Aadhaar details for verification.
2. Click Submit.

Fill in the Online Application Form

1. Enter personal details (name, age, gender, mobile number, email ID).
2. Provide income details and category (EWS, LIG, MIG-I, MIG-II).
3. Enter your residential address and location details.

Submit and Save Acknowledgment

1. Review the application form for errors.
2. Click “Submit” and download the Acknowledgment Receipt.
3. Keep the PMAY Reference Number for tracking your application status.

What Documents Are Required for PM Awas Yojana Application?

Make sure you have the following documents ready before applying:

1. Aadhaar Card (Mandatory for identification)
2. PAN Card (if applicable for income verification)
3. Voter ID or Driving License (as address proof)
4. Income Proof (Salary slip, ITR, Form 16, etc.)
5. Bank Statements (Last 6 months)
6. Property Documents (if applicable)
7. Declaration of not owning any pucca house

Tip: Ensure all documents are scanned and clear before uploading them online.

How to Track PM Awas Yojana Application Status?

Once you apply, you can track your application using your PMAY reference number:

1. Go to PMAY Tracking Portal
2. Enter your Application ID/Reference Number.
3. Click on “Submit” to view your current application status.

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PM Awas Yojana (FAQs)