State Bank of India’s Special Fixed Deposit Schemes: Amrit Kalash & Amrit Vrishti
State Bank of India (SBI) is offering two exclusive fixed deposit (FD) schemes—Amrit Kalash and Amrit Vrishti—which are set to close on March 31, 2025. These special schemes provide attractive interest rates higher than standard FDs, making them an excellent choice for investors looking for safe and high-yield investment options.
To help you make an informed decision before the deadline, this article provides a detailed breakdown of both schemes, including their benefits, interest rates, eligibility, and a step-by-step investment guide.
SBI FD Scheme Alert
| Feature | SBI Amrit Kalash | SBI Amrit Vrishti |
|---|---|---|
| Tenure | 400 days | 444 days |
| Interest Rate (General Public) | 7.10% p.a. | 7.25% p.a. |
| Interest Rate (Senior Citizens) | 7.60% p.a. | 7.75% p.a. |
| Minimum Investment | ₹1,000 | ₹1,000 |
| Maximum Investment | < ₹2 crore | < ₹2 crore |
| Premature Withdrawal | Allowed with penalty | Allowed with penalty |
| Last Date to Invest | March 31, 2025 | March 31, 2025 |
| Official SBI Link | Click here | Click here |
SBI’s Amrit Kalash and Amrit Vrishti FD schemes provide excellent investment opportunities with higher interest rates, guaranteed returns, and flexible options for general and senior citizen investors. With the March 31, 2025 deadline approaching, investors looking for safe, short-term, and high-yield investments should consider these exclusive SBI FDs before time runs out.
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SBI FD Scheme Alert: Understanding SBI Amrit Kalash FD
Key Features
- Tenure: 400 days
- Interest Rate: 7.10% p.a. (General), 7.60% p.a. (Senior Citizens)
- Eligibility: Available for both domestic and Non-Resident Indian (NRI) customers
- Investment Range: Minimum ₹1,000, Maximum < ₹2 crore
- Premature Withdrawal: Allowed with penalties
- Last Date to Apply: March 31, 2025
Why Choose Amrit Kalash?
- Higher Returns: The interest rate is higher than regular FDs, making it a lucrative investment option.
- Ideal for Short-Term Investors: With a 400-day tenure, investors can secure their money without long-term commitment.
- Senior Citizen Benefits: Additional 0.50% interest makes it more attractive for retirees.
- Safe Investment: Being an SBI-backed scheme, it ensures capital safety and guaranteed returns.
Understanding SBI FD Scheme Alert
Key Features
- Tenure: 444 days
- Interest Rate: 7.25% p.a. (General), 7.75% p.a. (Senior Citizens)
- Eligibility: Open for both domestic and NRI customers
- Investment Range: Minimum ₹1,000, Maximum < ₹2 crore
- Premature Withdrawal: Allowed with penalties
- Last Date to Apply: March 31, 2025
Why Choose Amrit Vrishti?
- Higher Interest Rates: Offers better returns than regular savings accounts and standard FDs.
- Longer Tenure Advantage: A 444-day tenure provides slightly extended growth opportunities.
- Secure and Reliable: Backed by SBI, ensuring 100% risk-free investment.
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SBI FD Scheme Alert: How to Apply for SBI Amrit Kalash & Amrit Vrishti FD?
Step-by-Step Guide
- Visit the Nearest SBI Branch or log in to SBI’s official website.
- Choose Your Preferred FD Scheme (Amrit Kalash or Amrit Vrishti).
- Provide Necessary Documents: PAN card, Aadhaar, and bank details.
- Decide Your Investment Amount (minimum ₹1,000, maximum < ₹2 crore).
- Choose Interest Payout Mode (monthly, quarterly, or at maturity).
- Submit the Application & Make Payment through net banking, UPI, or cheque.
- Receive Confirmation via SMS and email.
SBI FD Scheme Alert (FAQs)
Can NRIs invest in SBI Amrit Kalash or Amrit Vrishti?
Yes, both domestic and NRI customers are eligible for these FD schemes.
What happens if I withdraw my FD before maturity?
Premature withdrawal is allowed but with applicable penalties, which may reduce overall returns.
Are these schemes available for corporate and institutional investors?
No, these schemes are only for individual investors, including general customers and senior citizens.
Can I invest in both Amrit Kalash and Amrit Vrishti at the same time?
Yes, you can invest in both schemes separately to maximize your returns.
Where can I apply for these schemes?
You can apply through SBI branches, Internet banking, or the SBI YONO app.
